Do You Qualify for Student Loan Forgiveness?

You’ve Got Questions. We Have the Answers.

Most borrowers are unaware that they may be eligible for one of the many student loan forgiveness programs available. Don’t wait. Find out if you qualify today.

See if you Qualify!


Is Student Loan Forgiveness Real?

Yes, student loan forgiveness is real, but it won’t happen overnight. There is no magic wand that will make your entire student loan debt disappear instantly. You can, however, enroll in certain repayment plans that will lower your monthly payments and allow you to forgive any remaining balance after 20 or 25 years (depending on the plan you choose). You may also qualify for various student loan forgiveness programs that can eliminate a portion of your debt in as little as five years.

Student Loan Forgiveness Programs

Most borrowers are unaware of the numerous federal student loan forgiveness programs available. Depending on your specific situation, you may qualify for one or more of the following programs:

Public Service

Under the Public Service Loan Forgiveness (PSLF) program, those who are full-time employees (30+ hrs. per week) in the nonprofit sector, public education, the Peace Corps and certain government positions, may be eligible for student loan forgiveness (remaining balance) after 10 years or 120 payments.



The Teacher Loan Forgiveness (TLF) program rewards those who teach in low-income with a tax-exempt reduction of up to $17,500 after 5 years of service. In addition, those who qualify are still eligible for PSLF, if there is any remaining balance after 10 years.



Borrowers who have suffered permanent disability may be eligible for complete student loan forgiveness under the Total and Permanent Disability (TPD) Discharge program. The amount forgiven is also tax exempt.


Some nurses may have a portion of their loans paid off under two programs: Nurse Corps Loan Repayment (LRP) and National Health Service Corps (NHSC) Loan Repayment. Depending on the length of service and type of program chosen, the amount forgiven (repaid) may be as much as 85% of the loan balance.

Closed School

When a college or university closes, borrowers who were unable to attain their degrees are protected under Closed School Discharge. Those eligible for federal student loan discharge will no longer be responsible for payments and any payments already made will be refunded.

Financial Hardship

Although rare, some borrowers may be eligible for partial or full student loan forgiveness due to bankruptcy or undue financial hardship. Those who don’t qualify for forgiveness may still be able to change their loan terms.

Our Three-Step Path to Forgiveness?

We won’t make promises that we can’t keep, so we never charge an upfront fee to review your case. Here’s what you can expect when you work with our experienced student loan team.

Initial Consultation

We’ll get to know you and the specifics of your case, including your lenders, employment and financial obligations.

Review & Analysis

Next, we’ll gather information on loan status, balances and payment history, so we can find the best solution for you.

Expert Advice

Finally, our loan advisors will make recommendations to help you quality for forgiveness and get out of student loan debt.

Call now to be connected with one of our Specialists (855) 886-3577

You’re not alone. More than 44 million Americans have student loan debt. Don’t feel overwhelmed – let us solve it.

About Doc Prep Pros

Doc Prep Pros is a national financial services company based in Orlando, Florida that helps people and businesses overcome their student loan, tax, business, and credit obstacles.Our financial and tax professionals transform lives through customized, smart money solutions.

If you have student loan debt, we can help. You may be eligible for student loan forgiveness or other repayment options that can lower your monthly payments and keep you from defaulting on your loans. Together, we’ll solve your student loan problems and put you on the path to better financial health.

When my student loan payments started getting difficult to pay, I called to see if there was anything that I could do to help me. My loans were consolidated and my payment went down by over 50%! I am so grateful for the wonderful staff and I highly recommend!

Martha Addins, Silver Springs, MD

I was defaulted on my student loans and the government had taken my tax refund for the last 3 years. I finally decided call and see if there was any help that I would qualify for- I have very bad credit and have not had a stable job for a while. Fortunately, I was able to consolidate my loans and get on a $0 payment- yes, I actually got a payment of $0! I am so happy that I decided to call, it feels like a giant weight is lifted off of me. Thank you so much and I can’t recommend enough!

James Wallace, San Diego, CA